United Kingdom
UK tax and money calculators for 2026/27
Pension tax relief, capital gains, take-home pay, stamp duty and more — worked out from the published rules, with the working shown line by line.
Pay & income tax
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Salary & Take-Home Pay Calculator
Work out your UK take-home pay after Income Tax, National Insurance, pension and student loan — for England, Scotland, Wales or Northern Ireland.
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Pension Tax Relief Calculator
See what a pension contribution really costs you after tax relief, and whether the annual allowance taper applies.
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Property & renting
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Stamp Duty Calculator
Calculate Stamp Duty Land Tax on a UK property purchase, including first-time buyer relief and the additional-property surcharge, with the full band-by-band breakdown.
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Mortgage & Loan Calculator
Calculate your monthly mortgage, EMI, or loan payment with a full amortization schedule and total interest — all in your browser.
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Mortgage Affordability Calculator
Estimate how much you could borrow based on income, deposit and commitments — including the interest-rate stress test lenders apply.
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Council Tax Calculator
Look up the 2026/27 Council Tax for any band in any English council, with the yearly bill, monthly instalments and the single person discount.
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Investing & business
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Capital Gains Tax Calculator
Estimate Capital Gains Tax on shares or property after the annual exempt amount, at the rate your income band puts you in.
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Dividend Tax & Salary Split Calculator
Work out tax on your dividends at the 2026/27 rates, or find the salary and dividend mix that leaves a company director with the most after every tax.
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ISA & Compound Interest Calculator
Project what regular monthly savings or a lump sum could grow to with compound interest, and see the gain on top of what you put in.
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VAT Calculator
Add or remove VAT at 20%, 5% or 0% and see the net, VAT and gross figures side by side — with the reverse calculation most calculators get wrong.
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Invoice & Receipt Generator
Make a VAT invoice or receipt: add your VAT number, apply VAT per line or on the total, and download a print-ready PDF — built in your browser.
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- No sign-up
- Results as you type
What changed this tax year
- Business Asset Disposal Relief rose to 18% for disposals from 6 April 2026, from 14% in 2025/26. Source
Where the numbers come from
Every figure is read from the body that actually sets it — HMRC, Scottish Government, MHCLG, Revenue Scotland and Welsh Revenue Authority — and each calculator names its sources, with the date they were last checked where we have one on record, so you can check us.
These are estimates, not advice. Your own allowances, reliefs and circumstances can move the number, and every finance page says so where you'll see it. How we check our figures.
What these calculators cover
The UK calculators follow the 2026/27 tax year and the rules where they differ by nation: Scottish income tax bands in the salary calculator, and Land and Buildings Transaction Tax and Land Transaction Tax alongside SDLT for property. Pension relief covers relief at source, net pay and salary sacrifice, and council tax is looked up for every English billing authority.
Not modelled: Class 2 and 4 National Insurance for the self-employed, the Marriage Allowance and Blind Person's Allowance, tax-code adjustments such as K codes, and the Scottish and Welsh differences on savings and dividend income.