15 of 16 tools run entirely in your browser
Free online tools that never upload your files
Compress an image, generate a QR code, build an invoice, or work out what your paycheck actually leaves you — without an account, a watermark, or your data touching anyone's server. Everything below runs inside this page.
- No uploads
- No sign-up
- Results as you type
Why it matters
Your data doesn't go anywhere, because there's nowhere for it to go
Most free tools are a thin front-end over an upload pipeline. Ours aren't — and here's the difference that makes.
How our tools work
- Your file
- Your browser
- Your result
15 of our 16 tools do all their work inside the page you're on. Your file, your salary, your text — none of it is transmitted, because there's no server step to transmit it to.
How upload-based tools work
- Your file
- Their server
- Your result
Most popular compressors and converters upload your file, process it on their hardware, then send it back. That means a copy on someone else's disk, a queue to wait in, and a retention policy you have to trust.
The toolkit
Pick a tool and start — nothing to install or sign up for
Money & taxLocalised for United Kingdom, sourced from HMRC, Scottish Government, MHCLG, Revenue Scotland and Welsh Revenue Authority
- CalculatorRuns in your browser
Mortgage & Loan Calculator
Calculate your monthly mortgage, EMI, or loan payment with a full amortization schedule and total interest — all in your browser.
Open - CalculatorRuns in your browser
ISA & Compound Interest Calculator
Project what regular monthly savings or a lump sum could grow to with compound interest, and see the gain on top of what you put in.
Open - CalculatorRuns in your browser
Salary & Take-Home Pay Calculator
Work out your UK take-home pay after Income Tax, National Insurance, pension and student loan — for England, Scotland, Wales or Northern Ireland.
Open - CalculatorRuns in your browser
Stamp Duty Calculator
Calculate Stamp Duty Land Tax on a UK property purchase, including first-time buyer relief and the additional-property surcharge, with the full band-by-band breakdown.
Open - CalculatorRuns in your browser
VAT Calculator
Add or remove VAT at 20%, 5% or 0% and see the net, VAT and gross figures side by side — with the reverse calculation most calculators get wrong.
Open - CalculatorRuns in your browser
Dividend Tax & Salary Split Calculator
Work out tax on your dividends at the 2026/27 rates, or find the salary and dividend mix that leaves a company director with the most after every tax.
Open - CalculatorRuns in your browser
Capital Gains Tax Calculator
Estimate Capital Gains Tax on shares or property after the annual exempt amount, at the rate your income band puts you in.
Open - CalculatorRuns in your browser
Pension Tax Relief Calculator
See what a pension contribution really costs you after tax relief, and whether the annual allowance taper applies.
Open - CalculatorRuns in your browser
Mortgage Affordability Calculator
Estimate how much you could borrow based on income, deposit and commitments — including the interest-rate stress test lenders apply.
Open - CalculatorRuns in your browser
Council Tax Calculator
Look up the 2026/27 Council Tax for any band in any English council, with the yearly bill, monthly instalments and the single person discount.
Open
Everyday toolsFiles, text, and generators
- TextRuns in your browser
Text Tools
Word and character counter, case converter, readability scorer, duplicate remover, slug and lorem generators — all in one fast, private suite.
Open - GeneratorRuns in your browser
QR Code Generator
Create styled QR codes with custom colors and error correction, then download as PNG or SVG. Everything runs in your browser.
Open - ImageRuns in your browser
Image Compressor & Converter
Compress and convert images to WebP, JPG, or PNG right in your browser. Your files never leave your device.
Open - ConverterRuns in your browser
Unit & Currency Converter
Convert length, weight, temperature, volume, speed, data, and currency with region-correct formatting.
Open - ProductivityRuns in your browser
Invoice & Receipt Generator
Create clean, itemized invoices or receipts with automatic tax and discount totals, then download a print-ready PDF — all in your browser.
Open - AISends text to a server
AI Text Summarizer
Paste a long article, email thread, or report and get a clear, concise summary in a few sentences, powered by AI.
Open
What's different here
Four things we do that free tools usually don't
Your files never leave your device
Compression, conversion, QR codes, invoices and every calculator run inside your browser using Canvas and WebAssembly. Nothing is uploaded, so there's nothing to leak, queue for, or delete later.
No account, no watermark, no paywalled output
Full-resolution downloads and clean PDFs, free. We don't ask who you are, and we don't stamp our name on your work to sell you a plan that removes it.
Real United Kingdom tax rules, versioned and sourced
The salary & take-home pay calculator uses the actual HMRC rates and thresholds for a tax year you pick, spelled out line by line — with a link to the page they came from. Not a generic global estimate.
Fast, and it stays fast
No processing round-trip, so results land as you type. Ad slots reserve their exact size before they load, so the page never jumps and shoves the button you were about to press.
Side by side
How we compare to a typical free online tool
Including the one row where we come out worse — our AI summariser genuinely does send your text to a server, and pretending otherwise would make the rest of this table worthless.
| Feature | This site | Typical free tool |
|---|---|---|
| Your files stay on your device | Yes | No |
| Works without creating an account | Yes | No |
| Full-resolution output, free | Yes | Often paywalled |
| No watermark on exports | Yes | Watermarked on free tiers |
| PNG, SVG and PDF downloads | Yes | Usually one format |
| Tax brackets you can pick a year for | Yes | No |
| Cites the authority behind the numbers | Links to HMRC | No |
| Ad slots that don't shift the page | Yes | No |
| Every tool labelled local or server-side | Yes | No |
| AI summariser runs on-device | No | No |
Built for where you are
Genuinely localised for United Kingdom
Localised for United Kingdom
Not a currency-symbol swap. Figures, formatting and the rules behind the finance tools are specific to United Kingdom, and every number in them is traceable to the body that sets it — HMRC, Scottish Government, MHCLG, Revenue Scotland and Welsh Revenue Authority.
- Currency
- £ GBP
- Number & date format
- en-GB
- Sources cited
- HMRC +4 more
- Tax year
- Selectable
Why browser-based tools are better for you
When you compress a photo on most free websites, the file is copied to a server you know nothing about, processed there, and sent back. That design made sense fifteen years ago, when browsers couldn't do much on their own. It doesn't now. Modern browsers ship with Canvas, WebAssembly and the File API — enough to resize a photo, redraw a QR code, or run an amortization schedule without a network round-trip.
The practical differences add up. There's no upload wait, so a 12 MB photo is ready in the time it takes to read this sentence. There's no queue at busy times, because you're using your own processor rather than sharing someone else's. There's no file-size ceiling imposed to protect a server bill. And there's no copy of your document sitting in storage governed by a retention policy you didn't read.
That last point matters more than it sounds for the things people actually put into these tools: a signed contract that needs compressing, a salary figure, an invoice with a client's address on it. Toolhose keeps all of it in the tab.
What we localise for United Kingdom, and what we don't pretend to
Plenty of calculators claim to be localised when all they've done is change the currency symbol. The numbers underneath stay generic, which makes the output confidently wrong. Our finance tools use United Kingdom rules — the actual rates, thresholds and reliefs, with every allowance, tax and contribution shown as its own line item rather than folded into a single mystery figure.
Each figure is sourced from the body that actually sets it — HMRC, Scottish Government, MHCLG, Revenue Scotland and Welsh Revenue Authority — and every finance page links out to the page it came from, so you can check us.
What we don't do is claim more precision than we have. These tools produce estimates. Regional taxes, deductions, and reliefs specific to your situation will move the number, and a calculator that says otherwise is selling you something. Every finance page carries that caveat where you'll actually see it.
How this site pays for itself
The tools are free and we'd like to keep them that way, so some pages carry advertising and some link to products we may earn a commission on. We've tried to be disciplined about it: ad slots reserve their exact dimensions before anything loads, so the page never jumps under your cursor, and no ad sits between a tool's inputs and its result where it could be mistaken for a control. If an ad ever looks like part of a tool, that's a bug — tell us and we'll fix it.
